Karen Johnstone, Author at IVA Debt Advice Karen Johnstone, Author at IVA Debt Advice

About Karen Johnstone

Find more about me on:

Here are my most recent posts

Author Archives: Karen Johnstone

Mobile Data Roaming Charge Cost More Than Holiday


Warning: getimagesize() expects parameter 1 to be string, object given in /home/ivadebt1/public_html/wp-content/themes/localbusinesstheme/functions/dynamic-image.php on line 269

Warning: basename() expects parameter 1 to be string, object given in /home/ivadebt1/public_html/wp-content/themes/localbusinesstheme/functions/dynamic-image.php on line 270

New research from Citizens Advice has found some people have paid more to go online abroad than the holiday cost itself, due to data roaming charges. The charity found one person had a £20,000 bill after she used her phone while on holiday in Turkey to upload pictures. Although the majority of people may not […]

Read More

PPI Trapping People In IVA


Warning: getimagesize() expects parameter 1 to be string, object given in /home/ivadebt1/public_html/wp-content/themes/localbusinesstheme/functions/dynamic-image.php on line 269

Warning: basename() expects parameter 1 to be string, object given in /home/ivadebt1/public_html/wp-content/themes/localbusinesstheme/functions/dynamic-image.php on line 270

Waiting for PPI compensation is trapping some people in an IVA debt solution who should have been discharged a lot sooner.   According to a report in the Daily Mail a couple from Northamptonshire have been unable to re-mortgage due to still being in an IVA. The IVA was supposed to finish 2 years ago but […]

Read More

House Prices Increase 12.1%


Warning: getimagesize() expects parameter 1 to be string, object given in /home/ivadebt1/public_html/wp-content/themes/localbusinesstheme/functions/dynamic-image.php on line 269

Warning: basename() expects parameter 1 to be string, object given in /home/ivadebt1/public_html/wp-content/themes/localbusinesstheme/functions/dynamic-image.php on line 270

House prices in the UK have grown 12.1% in the year to September 2014, according to the latest house price index from the Office for National Statistics. This takes the average UK house price to £273,000 by the end of September 2014 with London continuing to outstrip the rest of the UK in growth. London house […]

Read More

One In Ten In Debt With Their Energy Supplier


Warning: getimagesize() expects parameter 1 to be string, object given in /home/ivadebt1/public_html/wp-content/themes/localbusinesstheme/functions/dynamic-image.php on line 269

Warning: basename() expects parameter 1 to be string, object given in /home/ivadebt1/public_html/wp-content/themes/localbusinesstheme/functions/dynamic-image.php on line 270

One in ten people are in debt with their energy supplier, with an average debt of £239, according to a new survey by Gocompare.com. The comparison websites’ survey revealed 26% of those in debt with their energy supplier were just hoping the arrears would solve themselves, without seeking help or advice. Just one in five had contacted […]

Read More

What to Do When In Debt

It can be difficult to find a route back out of debt when financial problems occur and most people don’t know what to do when in debt. It can be a complicated time and you may be unsure where to turn for help. Over 30% of people we help believe you can go to prison […]

Read More

Bank of England Given Addition Housing Market Powers


Warning: getimagesize() expects parameter 1 to be string, object given in /home/ivadebt1/public_html/wp-content/themes/localbusinesstheme/functions/dynamic-image.php on line 269

Warning: basename() expects parameter 1 to be string, object given in /home/ivadebt1/public_html/wp-content/themes/localbusinesstheme/functions/dynamic-image.php on line 270

The Bank of England will be given additional powers to reduce the boom/bust nature of the housing market which caused the recent economic problems. The new powers will include setting the loan-to-income ratio which will stop people borrowing more than they can afford to repay should interest rates change. One of  the most common problems people […]

Read More

Bankruptcy or an IVA?

Post Image

Sometimes there isn’t one perfect debt solution, but instead there may be two or three options which you can consider before making your choice. This happens if you qualify for an IVA as you may decide you want to enter bankruptcy or a debt management plan instead. Each debt solution works differently and has different […]

Read More

6 Year IVA Debt Solution

Post Image

The IVA is typically a 5 year debt solution so why have you been told your IVA could last for 6 years? There is one main reason for this and it usually works in your favour. An Individual Voluntary Arrangement is a formal debt solution where you pay what you can reasonably afford in to the […]

Read More

IVA in Manchester

Post Image

Manchester is known as one of the debt hotspots across the UK and one debt solution you may be applicable for is an IVA. The Individual Voluntary Arrangement is a popular debt solution for people who want to resolve their debt problem within 5 years and can afford to repay an amount of money to […]

Read More

Can I Change IVA Company?

An IVA is usually a 5 year debt solution and it enables a person to repay what they can reasonably afford from their income each month towards their debt. In order to proceed with an IVA you have to create a proposal which must be submitted by a regulated professional, known as an Insolvency Practitioner. […]

Read More

Get Advice

IVA Debt Advice

 

Verification